Rental Cash Flow Calculator
Analyze your rental property investment with purchase price, financing, costs, and monthly income. Calculate annual cash flow and cash-on-cash return.
Investment Details
Operating Details
Analysis Results
Enter property and operating details to see the analysis.
How It Works
This calculator analyzes your rental property investment by calculating the mortgage payment from your financing details and then determining your cash flow after accounting for vacancy and operating expenses.
- Purchase Price, Down Payment, Interest Rate: Used to calculate your monthly mortgage payment
- Closing Costs & Renovation Costs: Added to your down payment to determine total cash invested
- Vacancy Rate: Percentage of time the unit is unrented
- Operating Expenses: As a percentage of effective income (property tax, insurance, maintenance, utilities, property management)
- Cash-on-Cash Return: Annual cash flow divided by total cash invested, shows annual return on your investment